Simple Payment Solutions
Getting paid with Money SMS is easy and convenient! Select the option that works best for you and receive your cash within 48 hours after the withdrawal request.
Make Money Online with Money SMS
Receive test messages on your Android device and get paid for each SMS. Earn money from your smartphone with no costs or hidden fees.
With the Money SMS app, it's 100% safe, absolutely free, and you won't need to lift a finger.
ration
Is Money SMS legit? Yes, it is trusted by thousands of users. We will pay you for helping telecom companies to improve global SMS networks.
Real Money
Get paid real money for receiving test SMS messages.
Completely Free
No fees, no costs — you earn without spending a cent.
Privacy Guaranteed
The app never accesses your personal data or messages.
Android Exclusive
Custom-built to work perfectly on Android devices.
What Our Users Say
Check out what people have written so far, and share your own experience
I've been using Money SMS for a while now, and I'm genuinely impressed with how straightforward and efficient it is. The app allows me to earn money passively by simply receiving SMS. Recently, I made a withdrawal of 2.02 EUR, and the process was seamless and completed successfully without any fees. Highly recommend this app to anyone looking for an easy way to make some extra cash!
Abdul Ahad
PakistanI will give it 5 stars. I've withdrawn twice. At first, I cashed out 2€ to see if it's legit. The second time, I cashed out 10€ straight to my PayPal account. Yes, it's legit. It's an amazing app to make an extra income. I highly recommend it!
Pamella Nxumalo
NetherlandsMoney SMS is the most wonderful app. It helps a lot with passive income, especially in these hard times. And when withdraw, it doesn't take long to reach your PayPal. I will recommend Money SMS to anyone, who needs help. Hope there can be more apps that are as reliable and deliver precise.
Edwin Mervyn
South AfricaWhen my friend introduced me to this app, I thought it was a joke. I just did it to please my friend, not knowing that I would make a little something. I always wanted to make extra income and this is the best app I would recommend.
Kondwani Bandula
MalawiThis app is excellent. You actually get paid for just connecting your device to the Internet and receiving SMS. It pays out just as soon as you request it. I have been using it for over a year now.
Lulu Tshosa
BotswanaKey Features that Make It Easy to Earn
Designed for ease and security, Money SMS brings you passive income with zero effort.
Here are the top features that make it a must-have:
Do Nothing
Set it and forget it! Money SMS runs in the background, earning for you while you go about your day.
Earn Anywhere
Start earning from wherever you are. Join a global community of users and turn your phone into a cash generator!
Boost Your Income
Money SMS offers a bunch of additional tools to maximize your earnings beyond just receiving SMS.
Trust in Privacy
Money SMS respects your privacy. It only accesses test messages; your personal SMS and data remain untouched.
Claim Your Earnings
Trust in timely, secure payments for every SMS received—your earnings, right when you want them.
Get Help Fast
Questions? Whatever you need, our support team is just a message away and is ready to resolve any issues quickly.
How to Earn Money Doing Nothing?
Step 1. Install Grant Permissions
Go to your phone’s Settings > Security (or Lock screen & security) and enable Unknown Sources to allow APK installations from sources outside the Play Store.
Step 2. Launch the App and Register
Once you successfully installed the APK, launch it. Register with your local mobile number, and keep the app and internet running on your phone.
Step 3. Receive Automatic Test SMS
Our system will send occasional test SMS messages to your phone number. You don’t need to interact with these messages—just keep the app active to earn.
Step 4. Earn Money with Every SMS
For each test SMS, you’ll earn between €0.01 and €0.03. The earnings add up automatically in your balance.
Step 5. Withdraw Your Earnings
Once your balance reaches €2, you can withdraw through PayPal, Litecoin or Bitcoin directly from the app. Enjoy your effortless income with Money SMS!
Why Should I Download the APK from Your Website?
Money SMS requires features that Google Play no longer allows — like checking test SMS messages to pay our users for each of them. That’s why the app is now available exclusively as an APK from our official website.
- Why you may see a warning: Money SMS asks for SMS-related permissions that are essential for detecting and verifying test messages. Since the app is installed outside the Play Store and uses permissions like RECEIVE_SMS, READ_SMS, and Notification Access, your phone may show a security alert. These warnings are standard for apps with these features and do not mean the app is harmful.
- Why permissions don’t violate your privacy: Money SMS uses limited access to your SMS only to detect test messages. These are automatic and easily identified by the app. The app never reads or stores your private messages — permissions operate locally and only for real-time detection.
Test SMS sent
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More Ways to Earn with Money SMS
SMS Sending
Make sure you have enough balance and turn on SMS sending in the main screen or Settings. The app will then automatically send up to 50 test SMS per month, earning you €0.15 for each.
Call Testing
Allow the app to make silent test calls to your device in the Settings. These calls won’t interrupt your day, bringing you €0.02 per test call, with zero effort. You won’t be charged anything.
Referral Program
Invite friends to join Money SMS and earn 30% of their withdrawals. Plus, your friends get a €0.25 bonus when they sign up using your referral code. Find it in the Settings and start sharing.
Any questions?
Check out the FAQs
Still have unanswered questions and need to get in touch?
We are 100% legit! Thousands of users worldwide have already earned money through our app, and we are proud to display proof of that on independent platforms like Trustpilot, Reddit, and other online forums.
We know that earning money online requires trust, which is why we follow strict security standards. Money SMS never reads or stores your personal messages or private data — it only detects system-generated test SMS from telecom providers.
Since the app is downloaded as an APK and requires SMS access to function, you may see a security alert during installation. These warnings are standard for apps outside the Play Store that use background permissions, particularly those related to SMS. These alerts show up not because the app is harmful, but because similar permissions have been misused in the past. In our case, they’re essential for running automated SMS tests — the core of how you earn money with Money SMS.
The number of test SMS messages you receive depends on demand and the region you’re in. To increase the number of tests, make sure you have a stable Internet connection and the app is constantly running in the background. Our system will see that your phone is available for tests and you will have a greater chance of receiving test messages.
Money SMS pays between €0.01 to €0.03 for each SMS you receive. In some regions, additional services can boost your earnings up to €0.15 per SMS, though these services are not available in all countries. Find more information in our guide or check it out in your account.
You can not only earn money by receiving SMS without investment, but also unlock extra features to increase your earnings. You can earn up to €0.15 per SMS sent and €0.02 per silent test call. In addition, invite your friends to join Money SMS and earn 30% of their total withdrawals.
You can withdraw your earnings via PayPal, BitCoin or Litecoin once you reach the minimum payout threshold (€2).
Please note that we cannot transfer the money to your mobile phone, credit card or bank account due to high transaction fees.
Start making money with Money SMS!
- Earn money by receiving test SMS on your Android phone.
- No payments required on your side — we pay you instead!
- No risks, no scams — all your data is 100% protected.
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